It is easy and commonplace to misunderstand the value equation offered by guaranteed income options in retirement. And, consequently, seriously undervalue this guarantee. Perhaps the best way...
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Read all about how your finances change after 50
Moving from accumulation to decumulation
Some financial experts like to describe the financial planning exercise, when measured over a lifetime, as being akin to filling up a bucket and then...
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Retirement and your finances – the new retirement reality you must consider (1)
We discuss elsewhere the absolute importance of getting your own personal cash flow assessed as soon as you can once you pass 50. It doesn’t matter what...
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Retirement and your finances – the new retirement reality you must consider (2)
In part one of this two part introduction, we showed how the new retirement reality for today’s retirees is very different from past retirees reality...
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Why a cash flow forecast is crucial
A personal financial planning cash flow forecast is an exercise in plotting your financial position from the day you do the forecast through the rest...
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Why you must get an annuity quote, and probably several on several occasions, as you approach retirement or when you are in retirement
Whatever rung of the so-called retirement ladder you are on, pre-retirement, just about to retire, just retired, well-retired, you must read this. (Although see here for “Why...
Read MoreThe Retirement and Financial Planning Experts and Advisers
